اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكْ
“Allahummakfini bi halaalika an haraamika wa aghnini bi fadhlika amman siwaak”
“O Allah! Give me sufficient halal sustenance so I don’t turn towards haram, and make me independent from others through you grace “.
A man expressed a shortfall in his wealth to Sayyiduna Ali (Radiallahu anhu). He said: “Shall I not teach you what Prophet Mohammad (Sallallahu alayhi wasallam) taught me? If there was a debt equal to that of a huge mountain then Allah will (help you) pay it off”. Ali (Radiallahu anhu) then recited the above dua. (Tirmidhi)
One should recite it as often as possible. A few times After ever fardh Salah. Seventy times after jumuah Salah. InshaAllah Allah will provide some solution.
May Allah save us from taking unnecessary loans and help us pay those we had to take without any choice. Ameen.